We use Cookies: By using this website, you consent to our cookies policy. We use a Google Analytics script which sets cookies.
To find out more about cookies and how Everything Finance uses cookies, please read our Cookies Policy.
Everything Finance does not collect any personal information using cookies.
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Cookies Policy

What are cookies?

We want all of our services to be easy to use, useful and reliable. This includes our online services. In order for us to do this, we have to place small files, called cookies, on your device. Cookies cannot be used to identify you personally, but they do include a unique string of random letters and numbers used to identify your device. This string is your ‘identification card’, which can only be read by our servers.

Lots of websites use simple cookies to monitor how many visitors they get and how many of them visit the site more than once. They do this to analyse their website’s performance, so they can make improve their service. Some websites also rely on cookies to function properly. For example, some online shopping sites use cookies to remember your ‘shopping cart’, or remember what you’ve viewed on your last visit, to suggest items you might be interested in purchasing.

Where can I find out more about cookies?

If you’d like to find out more about cookies and how to manage them, you can visit the Gov.uk website. You can also find further information about cookies; including where to find them and how to delete them, in the ‘Help’ function within your internet browser (your browser might be Internet Explorer, Google Chrome, Firefox or another). If you use a mobile device, such as a phone or tablet, we suggest you consult the manual for your device, as these usually have specialised browsers.

Please remember that disabling all cookies may significantly affect your browsing experience as many sites will not function correctly. For example, our online planners will not work for you if all cookies are disabled in your browser.

How do we use cookies?

The cookies we use ensure that our website is useful and that all parts of it work properly.  Our cookies:

None of our cookies used, can be used to identify you personally.

What cookies can we use?

All of the cookies we use are called ‘session cookies’; this means, they will delete themselves when you close your browser.

We also use Google Analytics to provide reports about visitors to our website. Google Analytics cookies do not collect any personal information. We use these types of cookies to help inform our website statistics, such as:

By understanding how the public uses our site, we can improve your customer experience. We also like to know how many people use our website so we can make sure our technical capacity is at its optimum level.

Unlike our ‘session cookies’, Google Analytics cookies do not expire after you close your browser. They don’t collect any personal information about you, but if you’re concerned, we suggest you consult your browser’s help function to find out how to permanently delete them.

What about the websites we link to?

We like to offer you links to other pages we think you might find beneficial; this includes Government sites as well as other company sites. None of these external websites are controlled by us. These websites all have their own privacy and cookie policies.

Linking disclaimer

Everything Pensions Ltd is not responsible for the content or reliability of linked websites. Linking should not be taken as an endorsement or recommendation. We cannot guarantee that links will work and we have no control over their availability. Links to other websites are maintained by third parties that Everything Pensions Ltd thinks may be of interest to visitors of this site.

Virus protection

Although we make take every effort to check and test material we cannot accept any responsibility for any loss, disruption or damage to your data or your computer system which may occur whilst using material from this website or from any website hyperlinked to it.


Definitions and interpretation

Data – means collectively all information that you submit to Everything Pensions Ltd via the Website. This definition shall, where applicable, incorporate the definitions provided in the Data Protection Act 1998.

Cookie – means a small text file placed on your computer by this Website when you visit certain parts of the Website and/or when you use certain features of the Website. Details of the cookies used by this Website are set out in our Cookies Policy.

UK and EU Cookie Law – means the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended by the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011.

User – means any third party that accesses the Website and is not employed by Everything Pensions Ltd and acting in the course of their employment.

Website – means the website that you are currently using (www.everythingfinance.co) and any sub-domains of this site unless expressly excluded by their own terms and conditions.

Scope of this policy

This Policy applies only to the actions of Everything Pensions Ltd and Users with respect to this Website.  It does not extend to any websites that can be accessed from this Website including, but not limited to, any links we may provide to social media websites.

Third party websites and services

Everything Pensions Ltd may, from time to time, employ the services of other parties for dealing with matters that may include, but are not limited to, payment processing, delivery of purchased items, search engine facilities, advertising and marketing.  The providers of such services have access to certain personal Data provided by Users of this Website.

Any Data used by such parties is used only to the extent required by them to perform the services that Everything Pensions Ltd requests.  Any use for other purposes is strictly prohibited.  Furthermore, any Data that is processed by third parties shall be processed within the terms of this Policy and in accordance with the Data Protection Act 1998.

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